2016

The Difference Between Term And Permanent Life Insurance

There are two main types of life insurance policies. You can get a term policy or a permanent one. Permanent ones have different types of policies within them, but what's the difference between these two main types? Here's a look at the two types to help you decide on the best one for you. A Period of Time Coverage Term life insurance will only cover you for a period of time in your life. Read More 

How To Keep Your Auto Insurance Rates From Rising

Paying for auto insurance is one of those things you have to do every month, and you want to keep the costs as affordable as possible. While you may know many ways to decrease your rates, such as adding on another vehicle to your policy or combining home and auto insurance rates together, you need to know how to keep your current rates from getting higher as well. Here are ways you can keep your auto insurance rates from rising so you are always getting the best deal on your coverage. Read More 

How To Proceed After Being In Your First Accident

If you've previously been in a fender bender, you'll often know what you should do if you're in another accident. If you're a new driver or you've simply never had the misfortune of being in an accident, this event can be event more stressful if you don't know the steps that you need to take. The good news is that learning how to proceed isn't complicated. As soon as the accident has occurred, stop your vehicle. Read More 

5 Primary Factors That Affect Your Homeowner’s Insurance Premium

If you have to purchase homeowner's insurance for the first time, you need to understand how your insurance rate is calculated. This will help you better understand what aspects of your home are driving up your premium, and which aspect of your home are leveling it out. Here are the five primary factors that insurance companies use when figuring out what to charge you for homeowner's insurance. #1 Your Location Read More 

Increasing Your Home’s Chances Of Resisting A Disaster

If you are a homeowner, chances are you have property insurance to pay for any incurred damage your home or land may sustain. While having insurance will cover damage costs, most people would rather not have to go through the steps in making repairs and waiting for insurance checks to pay for them. Taking time to safeguard your home from some of the main disasters that could happen can alleviate these steps as well as reduce your insurance premiums. Read More